Brightwater Design Ltd
12 Mill Lane
Leeds LS1 4AB
accounts@brightwater.example
13 September 2026
Northgate Property Services
Final notice before further action: overdue invoices
Dear Sir or Madam,
The following invoices remain unpaid after their confirmed due dates:
INV-0095 dated 20 November 2025, due 20 December 2025, £12,750.00 outstanding, 267 days late
INV-0122 dated 14 January 2026, due 13 February 2026, £1,850.00 outstanding, 212 days late
Based on the facts and payment history you confirmed before generating this document, the Late Payment of Commercial Debts (Interest) Act 1998 has been applied to the debts listed below. The amounts calculated to 13 September 2026 are:
Principal outstanding £14,600.00
Statutory interest £1,268.78
Fixed compensation £170.00
Total now due £16,038.78
Statutory interest continues to accrue daily on the unpaid principal until payment.
Please pay the total by 27 September 2026 or contact us promptly if you dispute any part of it. If the matter cannot be resolved, we may consider formal recovery action. Any court action would be subject to the applicable pre-action rules and limitation requirements.
Payment details:
Bank Example Bank
Account name Brightwater Design Ltd
Sort code 00-00-00
Account number 00000000
Reference INV-0095, INV-0122
Yours faithfully,
The Director
Brightwater Design Ltd
Statement / schedule of account
| Invoice | Due | Paid | Principal | Days | Rate | Interest | Comp. |
|---|---|---|---|---|---|---|---|
| INV-0095 | 2025-12-20 | unpaid | £12,750.00 | 267 | 12.25% | £1,142.52 | £100.00 |
| INV-0122 | 2026-02-13 | unpaid | £1,850.00 | 212 | 11.75% | £126.26 | £70.00 |
Applicable statutory rate periods: 2025-12-21–2026-09-13: 12.25% (reference 2025-06-30, base 4.25%); 2026-02-14–2026-09-13: 11.75% (reference 2025-12-31, base 3.75%). Interest is simple, calculated daily on the principal at the statutory rate fixed by the reference date before interest began; that rate applies for the life of the debt. Fixed compensation is based on the qualifying debt when it became late.